Paying your monthly bills might feel like money simply vanishing from your account—but what if it didn’t have to be? Cashback tools are redefining how consumers approach fixed expenses, including internet, phone, and even utility bills. With the right platforms, you can now earn rewards for payments you were going to make anyway.
Here’s how it works—and which tools can help you earn while spending on essential services.
What Are Cashback Tools for Bills?
Cashback tools reward users by returning a percentage of their purchase amount. While most people are familiar with cashback on groceries or online shopping, few realize that you can also earn rewards on recurring payments like internet bills. This can happen in two main ways:
- Paying with a cashback-enabled gift card
- Using a payment platform or credit card that offers bill-related cashback
Platforms like Fluz, Rakuten, and Ibotta are leading the charge by offering cashback opportunities across a growing list of categories—some even include utilities and telecom providers.
How to Earn Cashback on Internet Bills
Several major internet providers accept gift cards for bill payment. If you use a cashback app to buy those gift cards, you can earn a percentage back—essentially paying less for the same service.
- Verizon – Get rewards with a Verizon gift card and apply it online via your account dashboard.
- AT&T – Earn cashback with an AT&T gift card for use on both prepaid and postpaid services.
- T-Mobile – Earn cashback with a T-Mobile gift card and use it through the app or online portal.
These gift cards can be purchased on Fluz, which instantly generates a digital card at the time of payment—ideal for paying exact balances while still getting rewarded.
Credit Cards and Wallet Integrations
Some credit cards offer extra cashback for bill payments or digital wallet usage. If your card earns 1.5%–2% back on utilities or mobile wallet payments, you can stack that with the cashback earned from gift card platforms like Fluz.
To maximize this:
- Use your cashback card to fund the gift card purchase on Fluz.
- Pay your provider using the gift card.
- Enjoy layered rewards with no change to your bill amount.
Other Cashback Apps to Explore
- Rakuten – While not typically used for direct bill payments, Rakuten often runs deals on electronics, modems, routers, and bundles that pair with your internet plan.
- Ibotta – While its utility bill coverage is limited, Ibotta regularly features tech and household promotions that could offset internet-related costs.
- Credit card portals – Banks like Chase and American Express often have rotating offers for internet services or streaming bundles.
What to Watch Out For
Not all providers accept gift cards, and some apps exclude bill payments from cashback eligibility. Always:
- Verify your internet provider’s gift card policy
- Read the fine print on cashback app exclusions
- Check that the offer is valid for digital or utility-related purchases
Final Thoughts
Getting paid for paying bills sounds too good to be true—but with cashback tools, it’s very real. By combining gift card apps, credit card rewards, and provider deals, you can turn your internet payment into a smart opportunity to earn. Every percentage back counts, especially on recurring expenses that hit your account month after month.
